Daily Biz Solutions

Omaha residents who are considering filing bankruptcy should study the two main types of bankruptcy available to them before making a decision. The two chapters to consider are Chapter 7 and Chapter 13. Each debtor’s particular financial situation will fit within one of these two bankruptcy chapters. The main consideration in the beginning is which chapter the debtors will qualify for.

A Chapter 7 is sometimes called the “total liquidation” bankruptcy. Before qualifying for a Chapter 7, a debtor must take the “means test.” If the debtors’ income is under the median income for a family their size in their state, they will qualify for a Chapter 7. If it is not, more calculations are performed. If there is not enough “disposable” income left after all the debtors’ expenses are calculated, they may file Chapter 7.

All of the debtors’ assets are then liquidated and the debtors are given a fresh start. They will, however, be allowed to keep certain property and automobiles.

If the debtors are unable to pass the means test, they must file Chapter 13. The bankruptcy trustee contacts each of the debtors’ creditors and works out a figure that the debtors will pay back. All the debts are combined into one payment to the trustee who, in turn, pays all the creditors. Chapter 13 repayment plans last from three to five years.

The bankruptcy attorney Omaha at Skrupa Law Office will be able to help debtors through this difficult time in getting a new financial start.

At age 47, Scott Reiman has gained a notable standing in the business world. He is the director of the company, a position he has held since 2009. He earned this position in part because of his educational background and his prowess for business and finance. He earned his college degree from the University of Denver in 1987. He has a Bachelor of Business Administration in Finance degree. Since his college graduation he has gone on to found Hexagon Investments, an investment company with private standing, where he has served as its president since 1992.

Given his expertise in the investment and business arena, he also is a member of the Board of Trustees for his alma mater, the University of Denver, a position he has held since 1999. He also assists the university as its Investment Committee chairperson. Outside of his professional pursuits and his commitment to his alma mater, Reiman additionally serves on many civic committees’ boards of directors. He also serves on the Mayor of Denver’s Financial Management Task Force.

Reiman’s investment prowess should be noted as well. He is noted for his role as director of compensation in 2011 for Pioneer Natural Resources Company. That year, he achieved stock awards and total compensation of more than $$249,000. Additionally, he owns stock in that company, as well as Recovery Energy, Inc, owning more than 298,000 shares in that company and over 14,000 in Pioneer Natural Resources Company. Reiman remains notable in the Denver business community.

While you are browsing through your Facebook timeline, catching up on the new homes, cars and purchases made by your close family and associates, the agonizing thought of your crippling credit situation can ruin your mood. Instead of fearing that your financial flexibility is over forever, connect to the official Lexington Law Firm Facebook page at .

One of the most reassuring pieces of information that you will find on Lexington’s Facebook page is that they have helped over a half of a million clients correct credit issues since their law firm began in 1991. Therefore, not only has Lexington been actively working to correct credit problems for people for over 22 years, but you are also not alone – many people have suffered credit difficulties and found answers. Lexington is a law firm that is not afraid to share credit recovery information on their Facebook account to inform and educate people with low credit scores that are seeking solutions to rebuild their financial history.

Lexington uses their Facebook page to advertise their toll-free contact number: 1-800-294-7695 and their website address: http://lexngtnlaw.com. There is also a company overview, a description section and also general information about the firm. From pursuing the engaging Facebook platform for Lexington, it is clear to see that this is a law firm that takes pride in removing negative credit report items that are ruining credit scores and limiting the credit options that consumers possess. There is enough information to make a credit victim get proactive.

Although many people end up getting lost in the warm weather and beaches in Honolulu, the fact of the matter is that you still have to keep your books up to date for tax season. Whether you are an individual or a small business, it usually makes sense to find a CPA Honolulu at Yuda.com. When you have a certified CPA on your side, you will never have to worry about getting audited. CPAs know how to keep everything in order when it comes to your finances, and they can even help you out when it comes to saving for your retirement. If you are scared that you are going to miss something on your tax form, then you should definitely hire an accountant to help you out. There are plenty of different accountants to be found in Honolulu, and almost all of them are going to be able to help you save money when it comes to your taxes. Once you get into a certain tax bracket, it makes sense to hire someone else to handle your finances. It’s bad enough that you have to work hard to keep all of your money, so you do not want to let the government take half of it if there is a way to avoid that kind of thing. You definitely need to hire a CPA if you run a business because there are plenty of tricks that CPAs can use to get you out of tax trouble this year.

 

In order to help repair credit as well as give yourself the financial leverage that you need in order to participate in the modern world, a pay as you go prepaid Visa card is one of the best options on the market. Kaiku.com has many options for prepaid Visa credit cards no matter the credit history that you may have. Prepaid credit cards allow you to give yourself a line of credit without ever going over the limit of the money that you place on the card. You can improve your credit score and pay your bills while staying completely out of debt. There are a number of options for prepaid credit cards that you may have never considered before Kaiku. Whether you are looking for a vanity card or a card from a larger bank, you can find them both at Kaiku. The website for Kaiku is easy to move through. You can easily find the option that you are looking for. If you can’t find it for any reason, you can call the company customer service. With one of the best customer service representative teams in the industry, Kaiku will have you on the right path in no time.