Daily Biz Solutions

Are you wondering if it’s a good idea to conduct an employee satisfaction survey for your small business? While many small business owners think that this type of workforce tool is something that applies to large businesses rather than to their relatively small enterprises, that is not always the case. If you have enough employees for a survey to truly be anonymous – say 10 or more as an estimate – there is a lot you can learn from asking them how they feel about their jobs. Here are a few important benefits small businesses may experience as a result of conducting an employee satisfaction survey.

4 Possible Employee Satisfaction Survey Benefits for Small Businesses

• Identify opportunities for improvement – By giving employees a chance to let you know how they feel anonymously, you just might identify some areas that needs to be improved that you were not aware of.
• Reinforcement for what you are doing right – Just as employee satisfaction surveys can help you identify what you might be doing wrong, they can also help you find out what your employees think you are doing right.
• Improved employee engagement – When employees of a small business realize that the owners really care what they think, the result can be greater engagement.
• Improved customer service – When your employees see that you value them, they just might be inclined to provide a higher level of service to your customers.

Are you thinking about opening a new savings account? No matter what kind of work you do or how stable you feel that your current job or business might be, it’s important to establish a savings account that you can use to put money away to plan for unexpected events and occurrences, as well as to save up for major purchases that you might need to make. Here are a number of factors that you should consider when looking for a savings account to open for yourself.

4 Factors to Consider When Selecting a Savings Account

1. Minimum Opening Deposit:

Find out what the minimum initial deposit is for any savings account that you are considering and, of course, choose an option that does not require more of a deposit than you can afford to make. It’s also advisable to find out if there are fees associated with the account if your balance stays or dips below a certain level.

2. Interest Rate:

Interest rates vary widely from one savings account to another. Find out exactly what the interest rate is on savings deposits so that you will know how much you can expect to earn on the money that you place in savings. Interest rates are often tiered, with higher rates going to larger balances. Be sure that the rate you are looking at applies to the balance range you are likely to keep.

3. FDIC Insurance Protection:

Ensure that any bank that you are considering working with for your savings account is fully protected by FDIC insurance so there is no risk of losing the money that you are setting aside for rainy day or to make a major purchase. Visit http://www.fdic.gov/ FDIC.gov to learn more about this important insurance protection for financial institutions.

4. Direct Deposit Availability:

The easiest way to save money is to send funds directly from your paycheck into your savings account. Verify that any bank that you are considering using accepts direct deposits from your employer’s or company’s payroll system. Ensure that there are no fees for sending direct deposit funds to your account and ensure that funds are posted, available and earning interest within a reasonable time frame.

Learn More About Choosing a Savings Account

The above factors are, of course, not the only factors to consider when you are choosing a savings account. For additional information and tips that may be useful to you when making this important decision, see https://www.aurorabankfsb.com/articles/banking-articles/key-attributes-look-when-you-compare-savings-accounts. This article will help you learn more about key attributes to look at when you are comparing different savings accounts to each other.

Are you thinking about going back to school? Do you feel that you’d be able to get further in the world of work if you had a degree in the field that you are currently working in? Are you struggling to find a way to fit going back to college into your already business life as a working professional or small business owner?

If you just can’t figure out how you could possibly find time to attend traditional college classes, you don’t have to give up your dream of pursuing a college education in your current or desired professional occupation. That’s exactly what online degree programs are designed to combat. Online education has come a long way since its early days, so there are plenty of terrific programs offering higher education in just about every field of study you can imagine. Whether you want to enroll in an online degree programs in business management to help you get ahead in your current career or if you want to train to do something completely different, there’s a program available that meets your needs.

If you’re concerned about paying for school, the first thing you’ll need to do is find out how much financial aid you might be qualified to receive. You’ll need to complete the http://www.fafsa.ed.gov/ form and have the results sent to the online college or university of your choice. Once it is processed, you’ll be able to find out how much loan or grant money you may be qualified to receive and what amount of additional funds – if any – you’ll need to save in order to go back to school.

When you’re running a small business, it’s easy to fall into the trap of trying to do everything yourself to save money. However, sometimes cutting corners ends up costing you much more in the long run than you save. Dealing with your taxes is one such area. Unless you are a tax expert and have extensive knowledge about tax regulations and filing, this is one area that you’re probably better served by outsourcing to a professional than trying to do things yourself.

Here are a few tips you should follow when looking for someone to handle taxes for your small business.

• Referrals—Ask for referrals of tax professionals from other small business owners in your network. This is a great way to get ideas of who to hire and who to avoid.
• Credentials – Verify that any professional you are considering hiring has an appropriate tax preparer certification for the level of service that you need.
• Scope of Service – Find out exactly what you can expect your tax professional to help you with. Some focus specifically on preparing tax returns while others may work closely with you to develop a tax strategy.
• Personal Preference – The tax professional you choose should be someone that you trust and are comfortable working with. Interview the people who make your short list and consider who you seem to have the best rapport with.

Are you looking for a way to show your customers and employees that you appreciate them that will also help you promote your business? That’s exactly what promotional products can allow you to do. When you have a supply of quality, attractive promotional products that feature your company’s logo and/or slogan on hand, you’ll always have fast and easy access to items that can be used to express appreciation to customers or clients, or that can be used as giveaways when you meet prospects at trade shows, meetings and other types of events.

While many small business managers think that promotional items are too costly, the fact is that you don’t have to spend a fortunate to get your hands on popular promotional products that your customers, employees and prospective customers will enjoy and use. Regardless of the size of your business or budget, you can find great promotional items and affordable process when you shop with Promopeddler.com. Whether you’re looking for small items like pens or key chains or if you’re looking for something larger, like watches or desktop accessories, you’ll be pleasantly surprised by the wide selection of items available, as well as by just how affordable promotional products really can be.